By accessing and using this web site, you acknowledge you have been directed to this web site by a written communications from Paragon Revenue Group, a debt collector attempting to collect a debt that included an explanation of your validation rights, your account number, total balance due and the name of the current creditor of your account. If you are not responding to this form of communication, please contact our office at 800-868-1899 or write us at 216 Le Phillip Ct. Concord, NC 28025 to obtain this information.

Hours of Operation: Monday through Friday 8AM to 6PM EST

*We are required under state law to notify consumers of the following information. This list does not contain a complete list of the rights consumers have under state and federal law.

California

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collections Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the 985 Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. We will not submit a negative credit report to a credit reporting agency about this credit obligation until the expiration of any time period described in your collection notice.

Nonprofit credit counseling services may be available in the area.

Minnesota

If you feel that your concerns have not been addressed, please contact Paragon Revenue Group and allow us the opportunity to try and address your concerns. Or, you have the option to address any concerns with the Minnesota Attorney General’s Office, which can be reached at 651-296-3353 or 1-800-657-3787.

New York

NEW YORK CITY CONSUMERS: Jon Barry & Associates, Inc. d/b/a Paragon Revenue Group (“Paragon”) offers the following language access services to NYC consumers: 1) the option to speak with a Paragon representative in Spanish, and 2) the option to receive correspondence in Spanish. In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer and Worker Protection’s (formerly the Department of Consumer Affairs) website, www.nyc.gov/dca.

North Carolina

NC Department of Insurance Company Number 119498543.

Tennessee

This collection agency is licensed by the collection service board of the department of commerce and insurance.